Results tagged “loan” from Payday Loan Quotes Blog

Be sure your Payday Loan Site is Secure!

|

Payday Loan sites are popping up all over the internet. Some are secure but many are not. In order to get a loan, you must submit important personal information such as your social security number and banking information. Therefore, you should be extra careful to use a site that is secure and encrypted.

How do I know if a payday loan site is secure?

Here's one easy way:

Look at the website URL once you are ready to fill out the form. Does the beginning have "http:" or "https:"? It is NOT secure if it is only "http:". You must have the "s" for security!

Here are some examples of secure payday loan sites:

https://www.paydayusa.org
https://www.christianfaithfinancial.com
https://www.prescottfinancial.com
https://www.additionalearning.com

Reasons to Raise Your Credit Score

|

Do you want to save hundreds or thousands of dollars on loans? Your credit score can make a big difference! The amount you pay for a big-ticket item on credit can be quite different for someone with a high score compared with someone with a low score. Consider this: As of August 22, 2007, if you had a FICO score of 760-850, the highest bracket, you'd pay $1832 for a 30-year fixed rate $300,000 mortgage loan at 6.172 percent. But if you had a score of 500-579, the lowest bracket, you'd pay a whopping $2674 for that same mortgage, which would be at 10.188 percent. That's $842 more every month, $10,104 per year! These comparisons demonstrate how costly it is to have a low credit score and how much money a high credit score can save you.
The payoffs don't stop at lower interest rates on loans - with a high credit score you'll get quicker credit approval, reduced deposits required from utility companies, and approval for apartment rentals.