Results tagged “credit scores” from Payday Loan Quotes Blog

Whether or not you get accepted for a payday loan could be determined because of your credit score. To find out your credit scores, contact all three credit bureaus - Experian, TransUnion, and Equifax. While the scores likely won't be the same number, they should be close.

Note: There could be a fee for getting your credit scores.

Contact Information:

My FICO (Fair Isaacs): http://www.myfico.com
Equifax www.equifax.com 800-685-1111
Experian www.experian.com 888-397-3742
TransUnion www.Transunion.com 800-888-4213
Centralized service to obtain credit reports from all three credit bureaus:
https://www.annualcreditreport.com

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
www.annualcreditreport.com
877- FACT ACT
877-322-8228

Credit scores are used by creditors and lenders to determine whether they will lend you money and what terms (interest rate, how much, etc.) you will be offered. Boosting your credit score will result in considerable savings - better loan terms and lower interest rates. Interest only and other subprime mortgage loans - those with less than stellar terms sold to borrowers with low credit scores or not enough money - have resulted in foreclosure for many homeowners when they couldn't afford the hiked payments.